37 Tips And Tricks To Improve Your Finances… I’m Starting #28 Today.
Most people dream of padding up their savings accounts with a ton of extra cash, but aren't sure how. Over-spenders, look no further. Here, we have compiled a list of 37 tried-and-true ways to save your extra cash - #29 is going to change your shopping game forever.
#1. Automatically Save.
Set up your bank account so that each month, a specific amount of money is automatically taken from your checking account and put into savings. As the old saying goes, "Pay yourself first."
#2. Pick Your Own Fruits.
If you're lucky enough to live near an orchard or farm, you'll find that their prices for fresh produce are usually much cheaper than the supermarket. Stock up and freeze or can the extras so the produce doesn't go bad.
#3. Print At Work.
Printers are expensive, and not to mention a pain in the butt. If you have access to a printer, do all your printing from work. You'll save money - and if it breaks, all you have to do is call the repair guy.
#4. Shop at alternative supermarkets.
The Dominican and Korean supermarkets in my neighborhood, for example, often carry much cheaper produce than the larger grocery stores down the road. Bonus: You might find something new and exciting to cook up for dinner.
#5. Insulate Your Home.
You'd be surprised to learn how much money you can save on energy bills, simply by insulating your home properly. Here's what one Redditor had to say:
"You can get space blankets cheap on Amazon. Cheap like maybe a buck and change, and each one will cover two windows. Mist the window lightly with plain water on the inside of the glass. Cut a piece of space blanket Mylar maybe a wee bit big and press it against the glass. Work out the wrinkles to your satisfaction and optionally run a box cutter around the edges for a neat fit. When Winter comes and you need the solar gain, just peel off the space blanket and fold them for later use. I can't remember where the heck I got the Bubble Wrap trick, but it's totally awesome, and it is actually the genesis of this tip. Kept me toasty warm last Winter."
#6. Double-Check Your Bills.
Sometimes, companies will make mistakes on your bills (this is especially true for phone bills). Be sure to pore over all your bills and watch for any errors. It could save you a tone of money.
#7. Exercise Outside of a Gym.
Gym memberships can get pricey, so why not turn the world into your gym. There are plenty of blogs dedicated to outdoor, gym-free exercise: Do your research and get movin'.
#8. Deep Freeze.
Money comes and goes, and some months are lighter than others. If you have a deep freezer, you can stock up on food during the months when you have a little extra cash. During tougher months, you can head to the deep freezer instead of the grocery store.
#9. Cut the Cable.
Cable is ridiculously overpriced, and most of the channels have nothing on anyways. Instead of cable, try a Roku player, that offer your choice of Hulu Plus, Netflix, and Amazon prime.
#10. Regrow Vegetables.
Many vegetables can be regrown from their scraps in a cup of water. This makes use out of old food - and potentially gives you new food to work with.
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